As a Risk Retention Group, our number one priority is to provide affordable and stable insurance premiums to our policyholders. Unlike a traditional stock insurance company, our policyholders are owners, which allows us to charge affordable rates without the need to generate profits for third-party shareholders. Professional Transportation Risk Retention Group, Inc. provides coverage to Local, Intermediate and Long Haul operators. This diverse coverage allows PTRRG to offer affordable and stable premiums while underwriting profitably.
Managing claims and legal expenses is essential in being able to offer affordable coverage. PTRRG’s management has extensive experience underwriting and managing claims allowing us to be prepared for the most complex cases. Additionally, we have relationships with top defense firms specializing in commercial auto liability insurance allowing the company to vigorously defend all claims while meticulously managing expenses.
Commercial Auto Liability– Bodily Injury & Third-Party Property Damage (Specifically Described Autos)
Personal Injury Protection (PIP)– No-Fault Medical Payments and lost wages- Per State Requirements
Medical Payments– First-Party Medical Payments- Per State Requirements
Uninsured Motorist/Underinsured Motorist (UM/UIM)– Coverage when an accident is caused by a motorist who is not sufficiently insured- Per State Requirements